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Kristo Käärmann

Kristo Käärmann

Kristo Käärmann (#1956)

Global Rank #1956
Country Rank #1
Country Estonia

Kristo Käärmann is listed among the world billionaires tracked by Iconic Billionaires.

  • $ 2 B
  • Payments, banking
  • Estonia
  • M
  • 46 Years

Snapshot

Quick Facts

Global Rank #1,956
Country Rank #1
Net Worth $2.1B
Previous Worth $2.2B
Worth Change -$0.1B
Country Estonia
Industry Payments, banking
Age 46 Years
Gender M
Worth As Of May 4, 2026
Last Refreshed 15 Sep 2026, 12:00 AM
Residence London, United Kingdom
World Billionaires List Estonia Billionaires Payments, banking

Profile Data

Personal Stats

Age 46
Source Of Wealth Payments, banking, Self Made
Residence London, United Kingdom
Citizenship Estonia
Marital Status Married
Education Masters in Computer Engineering, University of Tartu
Net Worth Change -$0.1B -4.5% from previous worth
Previous Net Worth $2.2B
Current Net Worth $2.1B

Worth as of May 4, 2026

About Me

Kristo Käärmann cofounded cross-border payments startup Transferwise in 2011 and took it public as Wise in 2021 on the London Stock Exchange. Wise offers low-cost money transfers across 50 different currencies, allowing users to avoid big banking fees for moving money abroad. Käärmann and cofounder Taavet Hinrikus became Estonia's first two billionaires. The pair met while working in London. Käärmann and Hinrikus started Wise after becoming tired of losing money to their banks in fees charged for sending money to Estonia. Billionaires Peter Thiel and Richard Branson were early investors, followed by VC firm Andreessen Horowitz and money manager Baillie Gifford.

Wealth Growth

Net Worth Growth Over Time

Tracking Kristo Käärmann's net worth journey over the years, highlighting key growth phases and financial milestones.

Worth Trend Net Worth Growth
Period Change Worth Movement
Current Net Worth: $2.1B (May 4, 2026)

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