Kristo Käärmann (#1537)
- $ 3 B
- Payments, banking
- Estonia
- M
- 45 Years
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About Me
Kristo Käärmann cofounded cross-border payments startup Transferwise in 2011 and took it public as Wise in 2021 on the London Stock Exchange. Wise offers low-cost money transfers across 50 different currencies, allowing users to avoid big banking fees for moving money abroad. Käärmann and cofounder Taavet Hinrikus became Estonia's first two billionaires. The pair met while working in London. Käärmann and Hinrikus started Wise after becoming tired of losing money to their banks in fees charged for sending money to Estonia. Billionaires Peter Thiel and Richard Branson were early investors, followed by VC firm Andreessen Horowitz and money manager Baillie Gifford.
Achievements
Career Highlights
A snapshot of the defining milestones, leadership decisions, and breakthroughs that shaped Kristo Käärmann’s rise and global influence.
Wealth Growth
Net Worth Growth Over Time
Tracking Kristo Käärmann’s net worth journey over the years, highlighting key growth phases and financial milestones.
Current Net Worth: $2.7B
(May 4, 2026)
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